What is a cover note?

‘Cover note’ is the term insurance providers use if they issue a temporary certificate of motor insurance. It provides proof that a vehicle is insured until the final documents are sent. Cover notes used to be far more common, when it took longer to issue insurance certificates.

What is a car insurance cover note?

You may have heard the phrase ‘car insurance cover note’, but not been 100% sure what it is or when you might get one. Find out what a cover note is and how it differs from a certificate of insurance. ‘Cover note’ is the term insurance providers use if they issue a temporary certificate of motor insurance.

Can I get a cover note if I have car insurance?

A cover note can’t be obtained by any other insurance provider — only the insurance provider you agreed a policy with can issue you with a cover note. You can only drive if you know your cover is being processed — this means either waiting for email confirmation, a certificate or a cover note.